Guide for Lexington, KY Home Buyers

Meet with a Real Estate Professional

Get Pre-Approved

Search for Homes

Make an Offer

Negotiation and Contract

Under Contract

Final Details

Closing

Congratulations!

Meet with a Real Estate Professional

Discuss the type of home you're looking for, including style, price, and location.

The Buyer's Advantage

As the home buyer, your agent's commision is paid by the seller of the home in almost all circumstances. This means your representation costs you nothing!

Get Pre-Approved

You will need pay stubs, W2s, and bank statements. Knowing what you can afford is critical to a successful home shopping experience.

Search for Homes

The fun part! Your agent will schedule showings and help you find the perfect home.

Advance Search

Not all real estate websites are the same. Your real estate professional has tools and systems to ensure you see every available home that meets your criteria.

Make an Offer

Your agent will prepare the offer based on the price and terms you choose.

Negotiation and Contract

It may take a few tries to get it just right, but hang in there. You're on your way!

The Contract

In most cases, the contract provides you with a timeline to obtain financing, as well as time to inspect the physical condition of the home. Your real estate professional will inform you of all your rights and responsibilities related to the contract.

Under Contract

You and the Seller have agreed to the price and terms. The home is effectively held for you until closing.

Final Details

Perform due diligence, order the appraisal, conduct an inspection, and review terms with lender.

Preparing for Closing

You will be finalizing your loan, reviewing documents, and discussing the findings from the inspection. Your agent will be managing the entire process for you.

Closing

This is the transfer of funds and ownership. A title company or an attorney typically acts as an independent third party to facilitate the closing.

Congratulations!

You are a new home owner!

WHAT MY CLIENTS SAY

Top-notch agents to worth working with and put their clients first.

— Crystal H.

WHAT MY CLIENTS SAY

They are very knowledgeable and committed to giving buyers and sellers the best experience.

— Buyer | Seller

WHAT MY CLIENTS SAY

Very knowledgeable agents, there for you when you need them. Would highly recommend to anyone looking to sell or buy a home! A+!

— Megan B.

WHAT MY CLIENTS SAY

Stephanie was attentive and professional during my home search. She made the process as easy and stress-free as possible!

— Shannon F.

WHAT MY CLIENTS SAY

Great company, committed to helping you find the perfect home, great with explaining and helping with understanding all the ins and outs of buying and selling a home! Made the experience so enjoyable! I will be recommending them to family and friends.

— Kenlyn B.

WHAT MY CLIENTS SAY

We are so pleased with the Pratley home group. They helped the process of buying go by so smoothly. We were so fortunate to have them take all the worry out of buying our first home!

— Diandra C.

WHAT MY CLIENTS SAY

Stephanie is the best! She is professional, kind, and makes you feel like family. Stephanie has your best interests in mind.

— Hannah D.

WHAT MY CLIENTS SAY

The Pratley Home Group is amazing! Shaun and Stephanie make you feel like family, and their ability to help you buy or sell your home is superior to anything I’ve ever experienced. If you want to buy or sell a home, look no further. You’ve just found your perfect match!

— Matt B.

WHAT MY CLIENTS SAY

Stephanie and Shaun are great! They were very patient with us. They walked us through each step in the process and made sure everything went as smoothly as possible. Anyone who works with them will be in good hands.

— Sushovan D.

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